Electronic Banking in Nigeria Problems and Prospectsks in...

Managing Challenges in Banking Industry By: Dr. Sudhindra Bhat MBA, MFM, ACS, M.Phil, PGDSamp;MM, PGDIRamp;PM, PhD** Management Faculty, Consultant and Corporate Trainer Acharya Institute of Management and Sciences 1st Cross, 1st stage, Peenya industrial Area, Bangalore-560 058 E-mail: bhatt1978@yahoo.com Financial System is the most important institutional and functional vehicle for economic transformation of any country. Banking sector is reckoned as a hub and barometer of the financial system. As a pillar of the economy, this sector plays a predominant role in the economic development of the country. The geographical pervasiveness of the bank coupled with the range and depth of their services make the system an indispensable†¦show more content†¦They also have to make a disclosure of total investments made in equity shares, units of mutual funds, bonds and debentures and aggregate advances against shares in their notes to balance sheet. Efforts are on to set up a credit information bureau to collect and share information on borrowers and improve the credit appraisal of banks and financial institutions. Adopting International Standards The fallout of Asian crisis and the impetus given to the strengthening of domestic financial systems has resulted in a more by the regulators to set up universally acceptable standards and codes for benchmarking financial systems. RBI has also set-up an advisory group to draw a road map for implementation of appropriate standards and codes in light of existing levels of compliance, cross country experience and the existing legal and institutional infrastructure. In view of the vast diversity in the size, an asset liability profiles of the banks it becomes very difficult for a few of them to meet the new benchmark of global standards. Each bank has to draw it own strategy to move towards this direction. Technology Banking Innovation in technology and world-wide revolution in information and communication technology are perceived to be the catalyst of

Essay on A Freudian Reading of The Great Gatsby - 1037 Words

A Freudian Reading of The Great Gatsby F. Scott Fitzgerald’s novel, The Great Gatsby is generally regarded as an excellent novel which expresses much more than the superficial plot. The Great Gatsby could be, however, more complex than the average reader might imagine. The Great Gatsby is often interpreted as the corruption of the American Dream. In this framework, the Buchanans are viewed as the example of irresponsibility and degradation, and Gatsby the embodiment of idealism and sentimentality. In this essay, I want to offer another reading of The Great Gatsby in Freudian frame of reference. I like to begin with the last. On this novels last chapter, we confront the mystifying passage: ...gradually I†¦show more content†¦The phrase of fresh, green breast is not casually selected, and this will become more affirmed if we scrutinize the sexual identities of Gatsby and Nick Carraway. Nick Carraways break with Jordan Baker could be very problematic, though on the surface it is because Jordan is incurably dishonest(75) and Nick thinks he himself is one of the few honest people that [he has] ever known(76). Nick, it seems, always has been half attracted to women and we dont forget the reason why he goes to New York is to avoid some girl.(*1) Gatsby is no better than Nick in this aspect. He devotes all his life to one single dream in which Daisy will be won. Gatsby, however, finally fails to fulfill his dream and even makes his life costed. Nick is the only one who knows and shares Gatsbys dream, for they are people of the same kind. Both of them fail to establish their sexual identity. All children, in Freuds opinion, gradually construct their sexual identity when they become socially adjusted. For boys, though they see the mother as a sexually desired object in the early stage of sexual development, they will transfer the unacceptable desires in the later stage to other women. That is, boys become socially mature, adjusted, and accepted by accepting women other than the mother as the sexual object. According to this theory, Nick and Gatsby remain in the early stage of sexual

Phase 1 Individual Project Free Essays

Phase 1 Individual Project The Classroom Predicament Case Study Violet has persuaded Adrian into taking a risk on plagiarism by using someone else work. I think her rate should be a 2. However because Violet is not the student in this case she cannot be held responsible for her actions. We will write a custom essay sample on Phase 1 Individual Project or any similar topic only for you Order Now Although I do feel that maybe if she would have helped Adrian with some of the work load on the job Adrian could have took the time to write her own paper. Encouraging a student to cheat is just as wrong as the student that has decided to submit a paper that is not one’s own. Louise is not the student in this case but he/she obviously has been or is a student. Therefore he/she is well aware of Academic Integrity Policy. I will have to rate her at a 3 because she did send the email as an attachment to Adrian. Encouraging a student is just as guilty as submitting the assignment essay writer life hacks. Professor Johnston because of his job at the University he is not able to bend the rules for Adrian. I think the Professor should be rated at a 4. There are many ways to help students that are in this type of situation (overwhelmed) because many students prefer to take time away from school and never return. Dean Richards cannot be held responsible for his actions because he is only following protocols. Therefore he can only talk with Adrian and Professor Johnston to get an understanding of her actions. He will have to be ranked at a 5. Adrian is the most responsible I think she should be rate at a 1. Adrian is aware of the Academic Integrity Policy and she understands the consequences that are listed. I think Adrian should have took the time to write her own paper during her down time whether it was on her lunch break or even after work. However because the paper has been submitted I think Adrian should try to go back and submit her own work and see if the Professor would accept it and just deduct points for what she has done. An alternate strategy is to talk to the Professor if that does not work I think she should talk to her Academic Advisor or even the Dean to take some of her load off until she is able to handle things at a normal pace again. I believe if she would have communicated with her boss she would have been in a better situation to catch up and complete all of her assignments on time without plagiarizing. In the future I recommend Adrian talk with her boss as well as her co-worker’s to get the help she need at work in order not to lose focus on her job. Then for her school work if she feels she is not able to perform at her best even with putting her all into it I think she should just take a break and try it later. Now she has a penalty on her record for plagiarizing. Students that are working full-time and have a family are faced with these situations often. There are many ways to communicate with school faculty to get the help one may need or even ones co-workers on the job. Rob was Adrian’s boos in this situation. I do not think that Rob is aware that Adrian is a current student in this situation and there is nowhere in the reading it is mentioned. I think Rob should be rated at a 6 because she is swamped at work with things to complete and because of her workload increase she is not able to maintain her assignments as a student. How to cite Phase 1 Individual Project, Papers

Marx1 Essay Example For Students

Marx1 Essay Marx and Engels did a great thing when they wrote the Communist Manifesto. They tried to liberate the proletariat by educating him. This was and still is an enormous task that they took on. I will try to take a closer look at the Communist Manifesto and its main ideas. Here are some of the things that Marx and Engels wrote in the Communist Manifesto. They believed these are some of the main issues that should be looked at for the communist revolution to take place. 1. Abolition of property in land and application of all rents of land to public purposes. 2. A heavy progressive or graduated income tax. 3. Abolition of all rights of inheritance. 4. Confiscation of the property of all emigrants and rebels. 5. Centralization of credit in the banks of the state, by means of a national bank with state capital and an exclusive monopoly. 6. Centralization of the means of communication and transport in he hands of the state. 7. Extension of factories and instruments of production owned by the state; the bringing into cultivation of waste lands, and the improvement of the soil generally in accordance with a common plan. 8. Equal obligation of all to work. Establishment of industrial armies, especially for agriculture. 9. Combination of agriculture with manufacturing industries; gradual abolition of all the distinction between town and country by a more equable distribution of the populace over the country. 10. Free education for all children in public sch ools. Abolition of childrens factory labor in its present form. Combination of education with industrial production, etc (Communist Manifesto Online version). At the time this was written by Marx, these were very important issues to deal with. The capitalist countries such as England and America, where private property was the basis of the entire economy, rejected this notion of throwing out the class structures. Marx looked at England as a model and leader of capitalism and industry and if he were alive today he would consider America to be a super-model. One of the main reasons for these countries rejecting Marxs view is that they regarded him as a German philosopher who was educated in the field of German metaphysics. This was unappealing to the minds of capitalists (Capital vii). Marxs theory of alienation has to do with the relationship of the worker to the means of production. It outlines four main aspects in which workers are alienated in todays society: the workers are alienated from the products of their labor, alienated from the process of their work, are denied the chance to be creative, and physically alienated from other people.Although Marx developed this theory in 1844, I believe it is more applicable in todays developed society. An honest assessment would be that I do exercise a degree of creativity, but I do not have any authority on aspects of all of my work. In fact, the only area in which I feel relatively content is the paycheck itself. I do often look for other jobs and contemplate switching career objectives slightly, remaining in the general field of computers, but changing my role. Alienation, to a large extent, is probably the most depressing part even in todays post-industrial society. Alienation is an accepted part of work; people focus mainly on satisfying their immediate material desires. In Maslows hierarchy of needs, we are still trying to fulfill the first three levels while accepting alienation as our payment. Society looks highly upon those few lucky individuals who have jobs that not only takes care of their need for material objects, security, belonging, and esteem, but also help them to develop their highest level of potential. One could argue that alienation is self-inflicted by each a nd every one of us. Perhaps the perfect job is out there for everyone.I think most people have thought about quitting their jobs and opening some sort of business so they can be their own bosss. My parents and older adults that I know speak of it often. Perhaps we allow our materialism to control our dreams. Caught up in the new morals and values of the post-industrial, consumer-oriented society, we place higher emphasis on fitting in with society than we do on fulfilling our